Coverage is available for computer related risks in various combinations depending on the market we use and the size of the account (Minimum Premiums vary) as follows:
  • Monoline
  • CGL/Package Monoline
  • GL/E&O
  • Combination GL/E&O and Advertising/Personal Injury for Website designers, publishers
If insured has no current GL or only a limited BOP and needs Products, Personal Injury, Advertising Injury, please send an Acord 125/126 with the attached apps. Also, include insured's website address and promotional materials.

Here are the basics for a good Hi-Tech submission:

  • A Good narrative description of the account. What do they do?
  • Background and experience of the programmer. How does the programmer get the knowledge he or she needs to integrate their professional services with the client's product or service?
  • Client list for largest projects
  • Resumes of principals
  • Contract or Agreement with client. Should spell out details of services to be provided, ownership of finished product and contain disclaimers.
  • Gross Receipts. The premium is sometimes an Annual Minimum & Deposit rated on receipts. Tell your client to give you a realistic estimate, not their wildly optimistic vision of the future!